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About the Advisor
Meet Chandrabhan Singh
LIC Agent Code
01255-3002
A licensed LIC Insurance Advisor serving families across Madhya Pradesh with personalised, goal-first planning. From your first policy to lifetime service and claim assistance, I'm your single point of contact for anything LIC.
India's largest life insurer, backed by a sovereign guarantee — and hand-guided by a licensed advisor.
Financial Security
Protection your family can count on when it matters most.
Tax Benefits
Eligible savings under Sec 80C and payouts under Sec 10(10D).
Family Protection
Life cover that keeps your loved ones' plans on track.
Guaranteed Savings
Assured maturity benefits on select traditional plans.
Bonus Eligible Plans
Participating plans that share in LIC's annual bonuses.
Child Education
Milestone payouts timed to your child's education.
Retirement Planning
Pension solutions for guaranteed lifetime income.
Long-Term Wealth
Disciplined compounding for the next generation.
Plan Catalog
Explore all LIC plans
Search by name or filter by category. Tap Know More for full details, or Enquire Now to talk it over.
Savings
New Jeevan Anand
A participating endowment plan offering a combination of protection and savings, with lifelong risk cover after the policy term.
Life cover throughout the policy term
Guaranteed maturity benefit plus bonuses
Continued risk cover after maturity
Entry Age
18 – 50 years
Policy Term
15 – 35 years
Savings
Jeevan Labh
A limited premium paying, non-linked, with-profits endowment assurance plan offering attractive savings and life cover.
Limited premium payment term
Guaranteed sum on maturity
Bonus additions
Entry Age
8 – 59 years
Policy Term
16 / 21 / 25 years
Savings
Jeevan Lakshya
A with-profits endowment plan designed to secure your family's financial goals even in your absence.
Annual income to family on death of policyholder
Lump sum on maturity
Bonus eligibility
Entry Age
18 – 50 years
Policy Term
13 – 25 years
Savings
Jeevan Umang
A whole-life participating plan offering annual survival benefits and a lump sum on maturity or death.
Annual income from end of premium term till age 100
Whole-life cover
Bonus eligibility
Entry Age
90 days – 55 years
Policy Term
Whole life (to age 100)
Savings
Jeevan Utsav
A non-participating, whole-life savings plan providing financial support to the family on death and a Regular Income Benefit or Flexi Income Benefit to the policyholder on survival.
Choice of Regular Income Benefit or Flexi Income Benefit
Whole-life cover
Guaranteed, fixed benefits (non-par)
Entry Age
90 days – 65 years
Policy Term
Whole life (income after PPT)
Savings
Bima Jyoti
A non-linked, non-participating savings plan with guaranteed additions accrued each policy year.
Guaranteed additions of ₹50 per ₹1000 SA per year
Life cover
Loan facility
Entry Age
90 days – 60 years
Policy Term
15 – 20 years
Savings
Bima Ratna
A savings-cum-protection plan with guaranteed additions and money-back features during the term.
Guaranteed additions each year
Money-back payouts
Life cover
Entry Age
5 – 55 years
Policy Term
15 / 20 / 25 years
Children
New Children's Money Back Plan
A participating money-back plan designed to meet a child's educational and other needs at pre-defined stages.
Survival benefits at ages 18, 20, 22
Maturity benefit at age 25
Life cover on the child
Entry Age
0 – 12 years (child)
Policy Term
25 minus entry age
Pension
Jeevan Akshay-VII
An immediate annuity plan providing a guaranteed income for life against a single premium payment.
Immediate annuity from next payment cycle
Multiple annuity options
Lifetime income guarantee
Entry Age
30 – 85 years
Policy Term
Lifetime annuity
Children
Amritbaal
A non-participating savings plan designed to build a corpus for a child's higher education and other needs via Guaranteed Additions.
Guaranteed Additions accrued each year
Flexible payout options at maturity
Life cover on the proposer/child as per structure
Entry Age
30 days – 13 years (child)
Policy Term
10 – 25 years
Pension
Saral Pension
An individual immediate annuity plan with standardised features across insurers.
Immediate annuity for life
Return of 100% purchase price on death
Simple, standardised structure
Entry Age
40 – 80 years
Policy Term
Lifetime
Term
New Tech-Term
A pure protection online term plan providing high life cover at competitive premium rates.
High sum assured at low premium
Level / increasing SA options
Special rates for non-smokers
Entry Age
18 – 65 years
Policy Term
10 – 40 years
Term
Yuva Term
A pure protection term plan tailored for younger individuals with flexible options.
Affordable high cover
Multiple premium modes
Level / increasing SA options
Entry Age
18 – 45 years
Policy Term
10 – 40 years
Term
New Jeevan Amar
A non-linked, non-participating pure risk term plan providing high financial protection to the family at competitive rates.
Level or Increasing Sum Assured options
Multiple premium payment terms
Special rates for non-smokers and women
Entry Age
18 – 65 years
Policy Term
10 – 40 years
Term
Digi Term
A pure-risk, online-only term insurance plan offering high protection with flexible Level or Increasing Sum Assured options.
Online-only purchase
Level / Increasing Sum Assured options
High Sum Assured rebate
Entry Age
18 – 65 years
Policy Term
10 – 40 years
Term
Saral Jeevan Bima
A standard, simplified individual term insurance plan with uniform features across all insurers, as mandated by IRDAI.
Standardised term cover
Simple eligibility and wording
Level Sum Assured
Entry Age
18 – 65 years
Policy Term
5 – 40 years
ULIP
SIIP
A unit-linked plan with market-linked returns and life cover, plus refund of mortality charges on maturity.
Choice of 4 funds
Life cover with investment
Refund of mortality charges at maturity
Entry Age
90 days – 65 years
Policy Term
10 – 25 years
ULIP
Nivesh Plus
A single-premium unit-linked plan offering market-linked returns with life protection.
Single premium convenience
Fund switching options
Life cover
Entry Age
90 days – 70 years
Policy Term
10 – 25 years
ULIP
Index Plus
A unit-linked, non-participating regular-premium plan offering life cover cum savings with Guaranteed Additions credited to the fund.
Guaranteed Additions as % of annualised premium
Choice of index-linked fund options
Life cover with investment growth
Entry Age
90 days – 50 years
Policy Term
10 – 25 years
Money Back
New Money Back Plan (20 Years)
A participating money-back plan with periodic payouts and life cover over 20 years.
20% SA payouts at 5, 10, 15 years
40% SA + bonuses at maturity
Life cover on full SA throughout term
Entry Age
13 – 50 years
Policy Term
20 years
Money Back
New Money Back Plan (25 Years)
A participating money-back plan with periodic payouts and life cover over 25 years.
15% SA payouts at 5, 10, 15, 20 years
40% SA + bonuses at maturity
Life cover on full SA throughout term
Entry Age
13 – 45 years
Policy Term
25 years
Riders
Accident Benefit Rider
Adds an accidental death benefit on top of the base policy sum assured.
Extra sum on accidental death
Low additional premium
Available on eligible base plans
Entry Age
18 – 70 years
Policy Term
Same as base plan
Riders
Critical Illness Rider
Pays a lump sum on diagnosis of covered critical illnesses.
Lump sum on diagnosis
Covers major critical illnesses
Add-on to eligible plans
Entry Age
18 – 65 years
Policy Term
Same as base plan
Riders
Premium Waiver Benefit Rider
Waives future premiums on the base policy in specified events (e.g. proposer's death for a child plan).
Future premiums waived
Policy continues in force
Ideal on child policies
Entry Age
18 – 55 years
Policy Term
Same as base plan
Riders
Term Rider
Provides additional pure term cover on top of the base plan.
Extra term cover
Lump sum on death
Add-on to eligible plans
Entry Age
18 – 60 years
Policy Term
Same as base plan
Note
Plan details shown are for guidance only. Please verify age limits, terms and benefits with official LIC documentation before purchase.
Side by Side
Plan comparison at a glance
A quick snapshot to help you shortlist. Full details on each plan card above.
Plan
Life Cover
Bonus
Tax Benefit
Maturity Benefit
Loan Facility
Best For
New Jeevan Anand
High
Yes
80C / 10(10D)
SA + Bonuses
Yes
Savings + lifetime cover
Jeevan Labh
Medium
Yes
80C / 10(10D)
SA + Bonuses
Yes
Short-pay savings
Jeevan Umang
Whole life
Yes
80C / 10(10D)
Annual income + SA at 100
Yes
Lifetime income
New Tech-Term
Very High
No (pure term)
80C / 10(10D)
No (term plan)
No
Pure protection
Jeevan Akshay-VII
Annuity
No
As per rules
Lifetime annuity
No
Retirement income
SIIP (ULIP)
Medium
Market linked
80C / 10(10D)
Fund value
No
Market-linked growth
Premium Calculator
Get an instant indicative premium
Play with the inputs to see how your premium might look. Final numbers are always subject to LIC's official underwriting.
Your details
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≈ ₹ 10 Lakh
Estimated Premium
Per yearly installment
₹ 47,088
Indicative Estimate Only. Actual premium is subject to LIC's underwriting, plan chosen, medical assessment and prevailing rates.