Plan Catalog
Explore all LIC plans Search by name or filter by category. Tap Know More for full details, or Enquire Now to talk it over.
A participating endowment plan offering a combination of protection and savings, with lifelong risk cover after the policy term.
Life cover throughout the policy term Guaranteed maturity benefit plus bonuses Continued risk cover after maturity
Entry Age 18 – 50 years
Policy Term 15 – 35 years A limited premium paying, non-linked, with-profits endowment assurance plan offering attractive savings and life cover.
Limited premium payment term Guaranteed sum on maturity Bonus additions
Entry Age 8 – 59 years
Policy Term 16 / 21 / 25 years A with-profits endowment plan designed to secure your family's financial goals even in your absence.
Annual income to family on death of policyholder Lump sum on maturity Bonus eligibility
Entry Age 18 – 50 years
Policy Term 13 – 25 years A whole-life participating plan offering annual survival benefits and a lump sum on maturity or death.
Annual income from end of premium term till age 100 Whole-life cover Bonus eligibility
Entry Age 90 days – 55 years
Policy Term Whole life (to age 100) A non-linked, non-participating individual savings life insurance plan with limited premium paying term.
Guaranteed sum on maturity Life cover during the policy term Limited premium payment
Entry Age 90 days – 50 years
Policy Term 15 – 20 years A non-linked, non-participating savings plan with guaranteed additions accrued each policy year.
Guaranteed additions of ₹50 per ₹1000 SA per year Life cover Loan facility
Entry Age 90 days – 60 years
Policy Term 15 – 20 years A savings-cum-protection plan with guaranteed additions and money-back features during the term.
Guaranteed additions each year Money-back payouts Life cover
Entry Age 5 – 55 years
Policy Term 15 / 20 / 25 years Children
New Children's Money Back Plan A participating money-back plan designed to meet a child's educational and other needs at pre-defined stages.
Survival benefits at ages 18, 20, 22 Maturity benefit at age 25 Life cover on the child
Entry Age 0 – 12 years (child)
Policy Term 25 minus entry age An immediate annuity plan providing a guaranteed income for life against a single premium payment.
Immediate annuity from next payment cycle Multiple annuity options Lifetime income guarantee
Entry Age 30 – 85 years
Policy Term Lifetime annuity A deferred annuity plan offering guaranteed rates at inception, with immediate or deferred payout options.
Deferred annuity with locked-in rates Return of purchase price options Joint life option
Entry Age 30 – 79 years
Policy Term Deferment 1 – 12 years An individual immediate annuity plan with standardised features across insurers.
Immediate annuity for life Return of 100% purchase price on death Simple, standardised structure
Entry Age 40 – 80 years
Policy Term Lifetime A pure protection online term plan providing high life cover at competitive premium rates.
High sum assured at low premium Level / increasing SA options Special rates for non-smokers
Entry Age 18 – 65 years
Policy Term 10 – 40 years A pure protection term plan tailored for younger individuals with flexible options.
Affordable high cover Multiple premium modes Level / increasing SA options
Entry Age 18 – 45 years
Policy Term 10 – 40 years A unit-linked plan with market-linked returns and life cover, plus refund of mortality charges on maturity.
Choice of 4 funds Life cover with investment Refund of mortality charges at maturity
Entry Age 90 days – 65 years
Policy Term 10 – 25 years A single-premium unit-linked plan offering market-linked returns with life protection.
Single premium convenience Fund switching options Life cover
Entry Age 90 days – 70 years
Policy Term 10 – 25 years Money Back
New Money Back Plan (20 Years) A participating money-back plan with periodic payouts and life cover over 20 years.
20% SA payouts at 5, 10, 15 years 40% SA + bonuses at maturity Life cover on full SA throughout term
Entry Age 13 – 50 years
Policy Term 20 years Money Back
New Money Back Plan (25 Years) A participating money-back plan with periodic payouts and life cover over 25 years.
15% SA payouts at 5, 10, 15, 20 years 40% SA + bonuses at maturity Life cover on full SA throughout term
Entry Age 13 – 45 years
Policy Term 25 years Riders
Accident Benefit Rider Adds an accidental death benefit on top of the base policy sum assured.
Extra sum on accidental death Low additional premium Available on eligible base plans
Entry Age 18 – 70 years
Policy Term Same as base plan Riders
Critical Illness Rider Pays a lump sum on diagnosis of covered critical illnesses.
Lump sum on diagnosis Covers major critical illnesses Add-on to eligible plans
Entry Age 18 – 65 years
Policy Term Same as base plan Riders
Premium Waiver Benefit Rider Waives future premiums on the base policy in specified events (e.g. proposer's death for a child plan).
Future premiums waived Policy continues in force Ideal on child policies
Entry Age 18 – 55 years
Policy Term Same as base plan Provides additional pure term cover on top of the base plan.
Extra term cover Lump sum on death Add-on to eligible plans
Entry Age 18 – 60 years
Policy Term Same as base plan Plan details shown are for guidance only. Please verify age limits, terms and benefits with official LIC documentation before purchase.