LIC Agent Code · 01255-3002

Protect Your Family's Future with LIC Insurance

Life Insurance · Savings · Child Education · Retirement · Pension · Tax Saving · Investment Planning — hand-picked for your goals by a licensed LIC advisor.

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  • Trusted Since 1956
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Chandrabhan Singh

5 Years experience · Agent 01255-3002

About the Advisor

Meet Chandrabhan Singh

CS

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LIC Agent Code

01255-3002

A licensed LIC Insurance Advisor serving families across Madhya Pradesh with personalised, goal-first planning. From your first policy to lifetime service and claim assistance, I'm your single point of contact for anything LIC.

Experience
5 Years
LIC Agent Code
01255-3002
Office
House No. 49K, Ward No., Post Itarsi, Tehsil Nasrullaganj, Gram Itarsi, Parsi, Sehore, Madhya Pradesh – 466331

Why Choose LIC

Eight reasons families trust LIC for life

India's largest life insurer, backed by a sovereign guarantee — and hand-guided by a licensed advisor.

Financial Security

Protection your family can count on when it matters most.

Tax Benefits

Eligible savings under Sec 80C and payouts under Sec 10(10D).

Family Protection

Life cover that keeps your loved ones' plans on track.

Guaranteed Savings

Assured maturity benefits on select traditional plans.

Bonus Eligible Plans

Participating plans that share in LIC's annual bonuses.

Child Education

Milestone payouts timed to your child's education.

Retirement Planning

Pension solutions for guaranteed lifetime income.

Long-Term Wealth

Disciplined compounding for the next generation.

Plan Catalog

Explore all LIC plans

Search by name or filter by category. Tap Know More for full details, or Enquire Now to talk it over.

Savings

New Jeevan Anand

A participating endowment plan offering a combination of protection and savings, with lifelong risk cover after the policy term.

  • Life cover throughout the policy term
  • Guaranteed maturity benefit plus bonuses
  • Continued risk cover after maturity
Entry Age
18 – 50 years
Policy Term
15 – 35 years
Savings

Jeevan Labh

A limited premium paying, non-linked, with-profits endowment assurance plan offering attractive savings and life cover.

  • Limited premium payment term
  • Guaranteed sum on maturity
  • Bonus additions
Entry Age
8 – 59 years
Policy Term
16 / 21 / 25 years
Savings

Jeevan Lakshya

A with-profits endowment plan designed to secure your family's financial goals even in your absence.

  • Annual income to family on death of policyholder
  • Lump sum on maturity
  • Bonus eligibility
Entry Age
18 – 50 years
Policy Term
13 – 25 years
Savings

Jeevan Umang

A whole-life participating plan offering annual survival benefits and a lump sum on maturity or death.

  • Annual income from end of premium term till age 100
  • Whole-life cover
  • Bonus eligibility
Entry Age
90 days – 55 years
Policy Term
Whole life (to age 100)
Savings

Jeevan Azad

A non-linked, non-participating individual savings life insurance plan with limited premium paying term.

  • Guaranteed sum on maturity
  • Life cover during the policy term
  • Limited premium payment
Entry Age
90 days – 50 years
Policy Term
15 – 20 years
Savings

Bima Jyoti

A non-linked, non-participating savings plan with guaranteed additions accrued each policy year.

  • Guaranteed additions of ₹50 per ₹1000 SA per year
  • Life cover
  • Loan facility
Entry Age
90 days – 60 years
Policy Term
15 – 20 years
Savings

Bima Ratna

A savings-cum-protection plan with guaranteed additions and money-back features during the term.

  • Guaranteed additions each year
  • Money-back payouts
  • Life cover
Entry Age
5 – 55 years
Policy Term
15 / 20 / 25 years
Children

New Children's Money Back Plan

A participating money-back plan designed to meet a child's educational and other needs at pre-defined stages.

  • Survival benefits at ages 18, 20, 22
  • Maturity benefit at age 25
  • Life cover on the child
Entry Age
0 – 12 years (child)
Policy Term
25 minus entry age
Pension

Jeevan Akshay

An immediate annuity plan providing a guaranteed income for life against a single premium payment.

  • Immediate annuity from next payment cycle
  • Multiple annuity options
  • Lifetime income guarantee
Entry Age
30 – 85 years
Policy Term
Lifetime annuity
Pension

New Jeevan Shanti

A deferred annuity plan offering guaranteed rates at inception, with immediate or deferred payout options.

  • Deferred annuity with locked-in rates
  • Return of purchase price options
  • Joint life option
Entry Age
30 – 79 years
Policy Term
Deferment 1 – 12 years
Pension

Saral Pension

An individual immediate annuity plan with standardised features across insurers.

  • Immediate annuity for life
  • Return of 100% purchase price on death
  • Simple, standardised structure
Entry Age
40 – 80 years
Policy Term
Lifetime
Term

Tech Term

A pure protection online term plan providing high life cover at competitive premium rates.

  • High sum assured at low premium
  • Level / increasing SA options
  • Special rates for non-smokers
Entry Age
18 – 65 years
Policy Term
10 – 40 years
Term

Yuva Term

A pure protection term plan tailored for younger individuals with flexible options.

  • Affordable high cover
  • Multiple premium modes
  • Level / increasing SA options
Entry Age
18 – 45 years
Policy Term
10 – 40 years
ULIP

SIIP

A unit-linked plan with market-linked returns and life cover, plus refund of mortality charges on maturity.

  • Choice of 4 funds
  • Life cover with investment
  • Refund of mortality charges at maturity
Entry Age
90 days – 65 years
Policy Term
10 – 25 years
ULIP

Nivesh Plus

A single-premium unit-linked plan offering market-linked returns with life protection.

  • Single premium convenience
  • Fund switching options
  • Life cover
Entry Age
90 days – 70 years
Policy Term
10 – 25 years
Money Back

New Money Back Plan (20 Years)

A participating money-back plan with periodic payouts and life cover over 20 years.

  • 20% SA payouts at 5, 10, 15 years
  • 40% SA + bonuses at maturity
  • Life cover on full SA throughout term
Entry Age
13 – 50 years
Policy Term
20 years
Money Back

New Money Back Plan (25 Years)

A participating money-back plan with periodic payouts and life cover over 25 years.

  • 15% SA payouts at 5, 10, 15, 20 years
  • 40% SA + bonuses at maturity
  • Life cover on full SA throughout term
Entry Age
13 – 45 years
Policy Term
25 years
Riders

Accident Benefit Rider

Adds an accidental death benefit on top of the base policy sum assured.

  • Extra sum on accidental death
  • Low additional premium
  • Available on eligible base plans
Entry Age
18 – 70 years
Policy Term
Same as base plan
Riders

Critical Illness Rider

Pays a lump sum on diagnosis of covered critical illnesses.

  • Lump sum on diagnosis
  • Covers major critical illnesses
  • Add-on to eligible plans
Entry Age
18 – 65 years
Policy Term
Same as base plan
Riders

Premium Waiver Benefit Rider

Waives future premiums on the base policy in specified events (e.g. proposer's death for a child plan).

  • Future premiums waived
  • Policy continues in force
  • Ideal on child policies
Entry Age
18 – 55 years
Policy Term
Same as base plan
Riders

Term Rider

Provides additional pure term cover on top of the base plan.

  • Extra term cover
  • Lump sum on death
  • Add-on to eligible plans
Entry Age
18 – 60 years
Policy Term
Same as base plan

Note
Plan details shown are for guidance only. Please verify age limits, terms and benefits with official LIC documentation before purchase.

Side by Side

Plan comparison at a glance

A quick snapshot to help you shortlist. Full details on each plan card above.

PlanLife CoverBonusTax BenefitMaturity BenefitLoan FacilityBest For
New Jeevan AnandHighYes80C / 10(10D)SA + BonusesYesSavings + lifetime cover
Jeevan LabhMediumYes80C / 10(10D)SA + BonusesYesShort-pay savings
Jeevan UmangWhole lifeYes80C / 10(10D)Annual income + SA at 100YesLifetime income
Tech TermVery HighNo (pure term)80C / 10(10D)No (term plan)NoPure protection
Jeevan AkshayAnnuityNoAs per rulesLifetime annuityNoRetirement income
SIIP (ULIP)MediumMarket linked80C / 10(10D)Fund valueNoMarket-linked growth

Premium Calculator

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Estimated Premium

Per yearly installment

₹ 47,088

Yearly equivalent: ₹ 47,088

Indicative Estimate Only. Actual premium is subject to LIC's underwriting, plan chosen, medical assessment and prevailing rates.
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Your Financial Journey

What working together looks like

A simple, unhurried process — from first call to lifetime service.

  1. 1

    Consultation

    Free discovery call — understand your goals.

  2. 2

    Plan Selection

    I shortlist plans matched to your goals & budget.

  3. 3

    Documentation

    KYC + proposal form — I handle the paperwork.

  4. 4

    Policy Issued

    LIC issues your policy bond.

  5. 5

    Lifetime Support

    Renewals, service requests, portfolio reviews.

  6. 6

    Claim Assistance

    End-to-end help when it matters most.

Claim Assistance

A hand to hold, when it matters most

You'll never have to navigate a claim alone. I stay with you from registration to settlement.

Step 1

Claim Registration

Notify me — I initiate the claim with LIC.

Step 2

Document Submission

I compile and submit all required documents.

Step 3

Verification

LIC verifies and processes the claim.

Step 4

Settlement

Amount is credited to the nominee's bank account.

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What clients say

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FAQs

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